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About Us	Loan Process Home Equity Loans Credit Score Conforming Loans Loans that adhere to the guidelines set forth by Fannie Mae (from FNMA: Federal National Mortgage Association) and Freddie Mac read more FHA Loans The Federal Housing Administration (FHA) does not make the loans; it provides mortgage insurance which protects the lender. read more Reverse Mortgage A reverse mortgage is designed to help elderly home owners benefit from their equity without having to sell their house or make payments. read more Heritage Financial, Inc. is an Equal Housing Lender
RefinanceMaryland.net is a division of Heritage Financial, Inc. Our Maryland Office is staffed with experienced professionals dedicated to improving Maryland homeowners' mortgage status make Heritage Financial, Inc. the preferred choice for Marylanders interested in mortgage loans and refinancing options. Our loan specialists are skilled professionals experienced with serving the Maryland marketplace. Their knowledge of mortgage products and lending options, allow them to match your loan needs to the right loan quickly and efficiently. We are proud of our refinancing service record when it comes to helping our Maryland customers achieve their financial goals. We know that each financial situation is unique, so we take the time to listen and to discover your needs and expectations. You can apply for your refinance loan today by phone 240-441-0224 or directly from this website. You can also contact us via email by clicking here.