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HARP 2 Program Now Availible with mortgage interest rates at all-time lows!

You deserve the knowledge of over 20 years of real estate and financing experience - of over $1 billion dollars in loans funded since 1998.
 

Whether you are purchasing your first home, moving up or downsizing; considering a refinance to save money or take cash out for investments; or buying an investment property - Katie Ridley and the Maryland Mortgage Pro Team will make sure that you get the right mortgage for your unique financial situation. You are not just a credit score - you're more than a number. There is never a one-size-fits-all solution. Call or email today to get started.

Refinance = Renovate, Redo or Repair

ARM Conversions - Your ARM (adjustable rate mortgage) may be adjusting to a higher rate, contact us about refinancing to a low fixed rate mortgage.

Lower Fixed Rates - If you are paying a high interest rate on your existing mortgage, now is the time to reduce your monthly payment. We can help, contact us now and we will show you how much money you can save.

Refinance Note


Another program to aid in the subprime mortgage crisis has been announced by Fannie Mae. Under the new rules Fannie will refinance mortgages at up to 120 percent loan to value in some cases. Fannie estimates that 150,000 homeowners could be helped by such a program. Guidelines are subject to change at any time. Please Call Katie today for more details!

Loan Programs

HARP 2 Program

HARP Activity Increasing Even as Refinancing Contracts Applications for purchase mortgages jumped during the week ended February 24, but the Mortgage Bankers Association's (MBA) Market Composite Index still finished the week down slightly from the week before. read more

Conforming Loans

Loans that adhere to the guidelines set forth by Fannie Mae (from FNMA: Federal National Mortgage Association) and Freddie Mac read more

FHA Loans

The Federal Housing Administration (FHA) does not make the loans; it provides mortgage insurance which protects the lender. read more

Reverse Mortgage

A reverse mortgage is designed to help elderly home owners benefit from their equity without having to sell their house or make payments. read more



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Katie Ridley • 3905 National Drive, Suite 270 •  Burtonsville, MD 20866 •  NMLS# 229471
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