 |
|
 |
 |
Loan Process |
 |
Home Equity Loans |
 |
Credit Score |
|
Heritage Financial Corporation is an Equal Housing Lender
 |
 We
can approve your refinance today.
RefinanceMaryland.net, operated by Yvette Thomas, a Senior Loan Officer with Heritage Financial, Inc., is committed to
providing Maryland home owners the very best
in mortgage financing. Whether your credit score
is 480 or 680, whether you have money for closing
costs or not, we have a loan that will suite
your lending needs. We are a lender, not a broker,
and make our own approval rules. Pre-Qualify
now or call Yvette today Direct 240-441-0224
and discover what sets us apart. |
|
|
| |
| |
| ARM
Conversion |
 |
| Your ARM (adjustable rate mortgage) may be adjusting
to a higher rate, contact us about refinancing to
a low fixed rate mortgage. |
|
 |
| |
| Lower
Fixed Rate |
 |
If you are paying a high interest rate on your existing
mortgage, now is the time to reduce your monthly payment.
We can help, contact us now and we will show you how
much money you can save.
|
|
|
|
|
Loan Programs |
|
Conforming
Loans |
| Loans that adhere to the guidelines set forth by Fannie Mae
(from FNMA: Federal National Mortgage Association) and Freddie
Mac read more |
|
|
|
FHA Loans |
| The Federal Housing Administration (FHA) does not make the
loans; it provides mortgage insurance which protects the lender.
read more |
|
|
|
Reverse
Mortgage |
| A reverse mortgage is designed to help elderly home owners
benefit from their equity without having to sell their house
or make payments. read
more |
|
|
|
